J.W. Terrill provides a complete range of property & casualty and employee benefit products and services to organizations of all sizes.


 Client Resources

24 / 7 / 365 Emergency Claims

In the event a claim must be filed outside of our normal business hours, CLICK HERE.

Health Care Reform Resources

J.W. Terrill Online Training Center

Click here for program details and a complete course list.

OSHA Compliance Updates


Link to SmartBen™.
SmartBen™, a web-based employee portal that combines benefits, health & wellness, human resources and personal information.



Access TerrillChoice Employee Enrollment Site

To learn more about TerrillChoice, click here.


Access TerrillCOBRA

J.W. Terrill provides administrative services that protect you and simplify the administrative burden of COBRA regulations.


Access TerrillCLAIMS

Claims processing services designed to manage the cost of providing health care benefits to your employees.


FormFire allows you and your employees to apply for coverage with any carrier online - one place, one form.

Document Library

Clients of J.W. Terrill have 24/7 access to time-saving tools via Document Library.


Find the meaning of that elusive insurance term in
our Glossary.

Learn more about the TerrillChoice Solution (more)

Learn about our Seminar Series
October 28 Group Captive Insurance Seminar -
A Process Not A Policy
November 10 MSHA Part 46 8-Hour Refresher Course
November 18 FMLA
December 3 Health Care Reform Update
December 15 Workers' Compensation Update - MO & IL


J.W. Terrill is proud to once again be one of St. Louis' Healthiest Employers!