About J.W. Terrill

An Integrated Service Approach to Insurance, Benefits & Risk Management

Our areas of expertise include:

Property & Casualty
To protect your company and your employees, we offer a broad range of commercial insurance products, including Property, General Liability, Auto, Workers’ Compensation and Directors & Officers Liability.

Surety Bonds
Our highly skilled staff understands the urgency of your bond needs and has experience in handling a vast array of specialty bonds.

Employee Benefits
With benefits comprising the largest non-payroll expense for most employers, and an important financial concern for individuals, we’ll partner with you to create a benefit program that cost-effectively supports your organization’s objectives.

Benefits Administration
Our goal is to help our clients minimize the burden of offering a benefits program, allowing your HR staff to focus on the strategic needs of your organization.

Personal Insurance
To protect your personal assets, we provide insurance policies specifically designed for auto, home, motorcycle/ ATV, rental property, valuable articles, watercraft, health and life.


To be the world-class leader, revolutionizing our industry and our client's experience

We create peace of mind by passionately delivering exceptional employee benefits and risk management solutions, committed to:
   - Providing world-class resources with local touch
   - Serving our clients, colleagues, carriers, and communities
   - Acting with integrity and respect

     - Integrity
     - Collaboration
     - Passion
     - Innovation
     - Accountability