Your Privacy

J.W. Terrill, a Marsh & McLennan Agency LLC company is committed to protecting the privacy of Internet users who visit our website, located at (the "Site"). This privacy policy is intended to inform you of the ways in which this Site collects information, the uses to which that information will be put, and the ways in which we will protect any personal information you choose to provide us.

The information gathered by J.W. Terrill from this Site falls into two categories: (1) information voluntarily supplied by visitors to our Site and (2) tracking information gathered as visitors navigate through our Site.

Information Voluntarily Provided by You

In the course of using this Site, you may choose to provide us with information to help us serve your needs. For example, you may provide us your e-mail address to request information, or you may send us your mailing address so we may send you the material you have requested. Any personally identifiable information you send us will be used only for the purpose indicated on the Site or in this policy.

If you supply us with your telephone number, you may receive telephone contact from us in response to your request.


Our Site uses cookies to monitor use of the Site by visitors. The Site may use cookies for two purposes: to carry data about your current session at the Site from one web page to the next, and to identify you to the Site. The only personal information a cookie can contain is information you supply. A cookie cannot read data off your hard drive.

Some pages of our Site may not function properly if the cookies are turned off. Cookies are placed on your computer, and accordingly we neither store cookies on our computers nor forward them to any external parties.

The information that may be maintained by a cookie may include: a registered user's username, the pages visited on the Site; the date and time of the visit; the internet address (URL or IP address) of the referring site; the domain name and IP address from which the access occurred; the version of browser used; the capabilities of the browser; and the search terms used on our search engines. This information is used by J.W. Terrill solely to help us manage the Site, improve features of the Site and understand usage patterns.

In the course of ensuring network security and consistent service for all users, J.W. Terrill employs software programs to do such things as monitor network traffic, identify unauthorized access or access to nonpublic information, and detect computer viruses and other software that might damage J.W. Terrill computers or the network, and monitor and tune the performance of the J.W. Terrill network. In the course of such monitoring, these programs may detect such information as e-mail headers, addresses from network packets, and other information. Information from these activities is used only for the purpose of maintaining the security and performance of J.W. Terrill's networks and computer systems.

Use of Client Data

Use of Personal Information

We will not sell, exchange or otherwise distribute your personally identifiable information without your consent, except to the extent required by law, in accordance with your instructions, or as identified in this privacy policy:

External Links

J.W. Terrill includes links to other websites. We do not control the privacy policies of those sites. Once you leave our servers, use of any information you provide is governed by the privacy policy of the operator of the website you are visiting. That policy may differ from ours.

Information Storage and Security

This Site and all information that you submit through this Site is collected, stored, and processed in the United States. All information gathered on our Site is stored within the J.W. Terrill-controlled database. However, as effective as our security measures are, no security system is impenetrable. We cannot guarantee the security of our database, nor can we guarantee that information you supply will not be intercepted while being transmitted to us over the Internet.

Policy Updates

This privacy policy was last updated in June 2016. We may update this privacy policy from time to time. When we do so, changes in our privacy policy will be effective immediately. If you are a regular visitor to this Site, we recommend that you check this privacy policy on a regular basis.

Contact Information

Questions regarding this policy should be directed to J.W. Terrill at:

J.W. Terrill, a Marsh & McLennan Agency LLC company
825 Maryville Centre Drive, Suite 200
Chesterfield, MO 63017

Copyright © 2016 J.W. Terrill, a Marsh & McLennan Agency LLC company.  All Rights Reserved.