Benefits Administration

Flexible Benefit Plans

J.W. Terrill provides the services necessary to design, implement, and administer your Section 125 Flexible Benefit Plan. Flexible Benefit Plans provide a convenient and tax-favorable benefit to your employees while also reducing your tax burden as an employer.

As a market leader in Flexible Benefit administration, J.W. Terrill offers you a team of outstanding client service professionals backed by innovative systems and technology – including the use of the TerrillFlex™ Debit Card System. The TerrillFlex debit card allows your employees immediate access to their accounts by paying for eligible expenses at the point of service with a debit card.

Our administrative services include:

   • Plan design consulting
   • TerrillFlex Debit Card System
   • TerrillFlex Mobile app for smartphones and tablets
   • Online employee/employer account access
   • Enrollment forms
   • Coordination and management of banking arrangements
   • Tracking of employee payroll deductions
   • Employee communication

We can help you implement and maintain each of the following:

   • Premium Only Plan (POP)
   • Health Care Spending Account (HCSA)
   • Dependent Care Spending Account (DCSA)


FSA Eligible Expenses and Items

Download the brochure (English)
Download the brochure (Spanish)