Benefits Administration
Flexible Benefit Plans
J.W. Terrill provides the services necessary to design, implement, and administer your Section 125 Flexible Benefit Plan. Flexible Benefit Plans provide a convenient and tax-favorable benefit to your employees while 
also reducing your tax burden as an employer.
As a market leader in Flexible Benefit administration, J.W. Terrill offers you a team of outstanding client service professionals backed by innovative systems and technology – including the use of the TerrillFlex™ Debit Card System. The TerrillFlex debit card allows your employees immediate access to their accounts by paying for eligible expenses at the point of service with a debit card.
Our administrative services include:
• Plan design consulting
• TerrillFlex Debit Card System
• Online employee/employer account access
• Enrollment forms
• Coordination and management of banking arrangements
• Tracking of employee payroll deductions
• Employee communication
We can help you implement and maintain each of the following:
• Premium Only Plan (POP)
• Health Care Spending Account (HCSA)
• Dependent Care Spending Account (DCSA)
