J.W. Terrill understands that developing a financial plan requires time and a team of professionals to help ensure that your plan fits your needs. Working together with your accountant, attorney, and other financial professionals, J.W. Terrill offers estate planning analysis and life insurance coverage that is designed meet the ongoing needs of your financial plan. We are committed to working with you, your family, and your advisors as life changes impact your financial plan.
Estate planning helps you determine how your assets will be transferred to family or charity. Careful planning also allows you to minimize estate taxes, which may be as high as 55%. J.W. Terrill works with you to create a plan based on your financial needs and objectives. By going beyond simple income analysis, we are able to develop a plan that addresses your financial concerns through the use of trusts, investments, and life insurance.
Proper and effective estate planning requires a team of professionals working together to implement a plan that minimizes tax liabilities while addressing issues of income needs and asset transfer. J.W. Terrill can help put a team of professional together or can work with your current advisors.
Life insurance is more than just a means for protecting your family's future; it has become necessary component of your financial plan. J.W. Terrill understands that satisfying the complicated financial needs of our clients includes offering comprehensive life insurance services. Through comprehensive financial needs analysis, we work with our clients to meet their needs with the necessary life insurance.