The J.W. Terrill Retirement Plan Solution

Our Plan

No one knows your business like you do.

Your ability to focus on your enterprise has made you the success you are  today. Increased global competition, rapid technology changes, and cumbersome government regulations have made operating your company a challenge.

Trouble is, there's a lot to running a successful business that has little to do with the core business you're managing, but is still critically important to your overall long-term success. Your company retirement plan is a perfect example.

You know you need excellent benefits in order to attract, reward and retain exceptional employees. You know that you need to keep these benefits costs  reasonable and under control. You also know that you don't want the complexities  of monitoring this program taking up your valuable work time. That's why we  created The J.W. Terrill Retirement Plan Solution. It's a comprehensive, evolutionary six-step process that's  built around three principles - simplicity, focus, and balance.


Three Principles


We do the work for you.
One of our specially-trained financial professionals will take you through our evolutionary six-step process to develop a retirement plan that meets your company's needs. We will…

evaluate your current retirement plan, including places where you may be paying hidden and unnecessary fees help find ways to maximize tax benefits help protect you and your company's fiduciaries from unnecessary litigation write an RFP and analyze proposals to make sure you obtain the best solution provide ongoing monitoring of your plan investments on a quarterly or semi-annual basis enroll and educate your employees on the benefits of the retirement plan


Results, not procedures.
Think of us as one of your employees — only one who just doesn't happen to have an office on-site. Our expertise is in obtaining the results you want, without getting you bogged down in complex rules and regulations. We sit on your side of the negotiating table to find the best retirement plan solution for your company. Once your plan is implemented, we monitor it regularly to make sure it continues to meet your company's goals and objectives over time.

That leaves you free to focus on what you do best…


Minimizing costs, creating exceptional value.
By now you're probably wondering… "just how much is this going to cost?"

Not to worry. Most likely, we'll be able to uncover places where you're paying unnecessary expenses and use those savings to defray our cost. Your retirement plan may have what the industry calls 12b-1 and sub TA fees. These fees can be used to reduce your plan's future expenses and cover our consulting fees!

Six Steps


The Retirement Plan Evaluator™
Our easy-to-use tool provides you with an evaluation of your company's retirement plan objectives and concerns plus an analysis of other plan solutions. We'll also discuss and review funding strategies for fee administration.


The Retirement Plan Optimizer™
We conduct a feasibility study to help maximize the tax benefits of your retirement program for both your company and your employees.  


The Fiduciary Controls
Meeting your fiduciary responsibilities can be a complex process. We help you control the risk by understanding the importance of implementing and maintaining a formal investment policy statement, including clear criteria for selecting and monitoring investment managers.


The RFP Manager™
We'll sit on your side of the negotiating table to walk you through the RFP process, manage the flow of information, analyze and review proposals and guide you in making an informed and knowledgeable decision.


The Edu-tainment Experience™
We manage every step of the transition from your current retirement program to your new program.We enroll your employees and educate them on the benefits of their new program.We'll ensure their satisfaction through quarterly, semi-annual and annual education and financial planning seminars.


The Wealthcare Monitor™
We'll manage the health and welfare of your retirement program over its lifetime, advising you on regulatory changes, program enhancements and investment due diligence on a quarterly or semi-annual basis.



•Improved employee satisfaction

•Greater participation

•Controlling risk by   understanding fiduciary   responsibilities

•Reduced plan anxiety

•State-of-the-art processes

•Out-sourced HR functionality


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