Industry Focus


Meeting The Needs of The Manufacturing Industry

Manufacturing presents complex risk management challenges because of the sophisticated, hazardous machinery and the complex business operations. From moth balls to satellites, J.W. Terrill's decades of wide-ranging experience will ensure that your needs are fully addressed.

Commercial Insurance

Determining the appropriate risk transfer mechanism for your business will significantly affect your bottom line. J.W. Terrill's commercial insurance professionals will partner with you to develop comprehensive programs that respond to your unique risk, coverage, and cash flow needs. 

Our outstanding relationships with world-class insurance carriers and our market clout mean that you have access and buying power.  Whether you need boiler and machinery insurance or kidnap and ransom coverage in a foreign country, we will locate the right product at the right price. 

In this age of mergers and acquisitions, it makes sense to rely on insurance professionals with experience. J.W. Terrill will ensure that as your business grows, your commercial insurance will cover the new and unique exposures such as prior acts coverage, representations and warranties, and directors and officers insurance.

Risk Management and Loss Control

Balancing production goals and the administration of an effective risk management and loss control program is difficult – especially given today's competitive marketplace.

With J.W. Terrill's help, you can minimize losses and reduce your overall risk management costs. We will partner with you to implement initiatives ranging from ergonomics and machine safeguarding to OSHA compliance, and much more.

In addition to proactive risk management, we will help you administer a claims management program that will minimize the direct and indirect costs brought on by a loss.

J.W. Terrill's technical experts will also conduct a thorough analysis to ensure that your experience mod is calculated accurately.

Employee Benefit Programs

Attracting and retaining talented employees in today's marketplace requires a strong benefit program. J.W. Terrill will help you develop, implement, and administer competitive employee benefit programs.

Surety Bonds

J.W. Terrill also offers a vast array of surety bonds. From product liability to employee dishonesty bonds, J.W. Terrill's experts will ensure you get what you need, when you need it.

To learn more, call 314-594-2700 or request more information.