Types

• Primary Homes
• Condominiums
• Luxury Homes
• Secondary/Seasonal Homes

Did you know…

• Flood Insurance is not covered under a homeowner policy. It is written on a separate policy.
   
• Earthquake Coverage is not included in a standard homeowner policy. It must be added as an endorsement.
   
• There is limited coverage for theft of jewelry under the standard homeowner policy. You can increase or add items for an additional premium.
   
• Your home coverage is based on cost to rebuild and not market value.
   
• Market Value is the amount that your home and land would sell for in today's real estate market.
   
• Cost to Rebuild includes Demolition, Debris Removal, possible Architect Fees, and reconstruction from the ground up.

For more information, send an email or call 314-594-2700.