April 19, 2017

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Employee Benefit Plan Notices
-ERISA required notices

Employee benefit plans are required to distribute many different notices, at different times, to various recipients. Those notices are required by various laws. We have previously written about the notices required by the Affordable Care Act (ACA), but there is another layer of notices required by the Employee Retirement Income Security Act (ERISA). ERISA applies […]

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April 18, 2017

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Cost Reduction Strategies for the Self-Funded Employer

When evaluating cost savings strategies, employers often find themselves in the cycle of making plan design changes or shifting the cost to their employees. While these tactics may offer savings, they do not deliver the long term results employers are seeking in their efforts to rein in costs. Join us on May 10th to learn […]

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April 3, 2017

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Employee Benefit Plan Notices
-ACA required notices

At times it feels like the Affordable Care Act (ACA) has monopolized our time and energy when it comes to employee benefits compliance. However, it is important to remember that although ERISA and other federal benefits statutes were amended by the ACA, they also contain several other independent obligations. So while we all hold our […]

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March 9, 2017

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Questions to Ask If You’re Considering a HealthCare Sharing Ministry

With the Affordable Care Act (ACA) driving premiums on individual health plans out of reach for many families, we’re getting more inquiries on HealthCare Sharing Ministries. These are programs administered by religious affiliated organizations in which members agree to share healthcare costs, much like the mutual aid societies of earlier generations.  The growing interest in […]

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March 7, 2017

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American Health Care Act
-Congressional Republicans’ ACA Replacement

Republicans have introduced their first bill aimed at fulfilling President Trump’s campaign promise to repeal and replace the Affordable Care Act (“ACA”), also known to many as Obamacare. Before outlining the major provisions of the bill, it’s important to understand that Congress will begin reviewing and debating the bill today and will likely continue doing […]

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March 7, 2017

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Celebrate National Nutrition Month

The Academy of Nutrition and Dietetics sets aside every March to celebrate National Nutrition Month. The purpose of the campaign is to educate and inform consumers on the importance of nutrition in their everyday lives. The Academy of Nutrition and Dietetics is the world’s largest organization of food and nutrition professionals. There are over 100,000 […]

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March 2, 2017

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St. Louis Minimum Wage Is Going Up
-Businesses are waiting for additional guidance from the Mayor's Office

We’ve been getting questions from clients about the St. Louis minimum wage law and what it means for their businesses now that the Missouri Supreme Court has upheld the law. St. Louis Post-Dispatch reporter Lisa Brown wrote about the law and Mayor Francis Slay’s forthcoming guidance on a grace period for businesses to become compliant. […]

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March 2, 2017

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Overtime Rule – Dead? What Employers Still Need To Do

Since Reince Priebus, President Trump’s Chief of Staff, issued a memo on January 20, 2017, to freeze federal regulations that have not gone into effect, it is looking like the overtime rule might be losing its pulse. While this doesn’t mean it is absolutely over, it’s hard to imagine the Trump administration fighting to implement […]

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February 22, 2017

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Are Consumer-Direct Health Plans Working?

Qualified high deductible health plans (Q.H.D.H.P.), also known as “Consumer-Directed” plans, have been around for a number of years.  Enrollment in these plans has increased over the past decade.  Q.H.D.H.P. plans have a high deductible component which must be met before benefits are paid typically at 100%.  The minimum deductible amount is determined by the […]

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February 22, 2017

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28th Right To Work State

On February 6, 2017, Missouri’s newly appointed Governor signed legislation making Missouri the 28th right-to-work (RTW) state. Gov. Greitens’ signature was the final step to push a very long battle driven by Missouri Republicans and state business groups. But what does it mean to be a RTW state? RTW states allow non-union workers to work in […]

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February 17, 2017

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Individual Taxpayers No Longer Required to Answer Health Insurance Questions
-IRS shift in policy due to President Trump’s Executive Order

Earlier this week, the IRS indicated it would no longer reject tax returns that failed to disclose information about the person’s health insurance coverage. This represents a significant change in policy. Under the Affordable Care Act’s (ACA) “individual mandate,” every person is required to obtain health insurance or pay a penalty for failing to do […]

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February 10, 2017

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Health Care Reform Webinar

If you missed the Health Care Reform Webinar we presented on February 6, 2017, you can watch it by using this link. The webinar covers familiar topics such as 1094/1095 reporting, creditable coverage disclosures, midyear election changes. It also discusses new topics, such as the Trump administration’s impact on health care reform and the Qualified […]

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