October 1, 2014

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Federal Judge Rules Subsidies Unlawful

A federal judge in Oklahoma found Tuesday that the Internal Revenue Service rule that the administration issued to set up tax-credit subsidies was “an invalid implementation” of the law based on his interpretation of it. A U.S. Justice Department spokesman said the administration will appeal the decision. The issue of whether the subsidies are legal is […]

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September 29, 2014

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That’s a Data Breach?

In a world of high-profile malicious hacks, thefts, and the intentional accessing of non-public information, it’s easy to lose sight of the most common culprit for data breaches… the employee. One of the largest exposures for the average company is employee negligence. This type of breach results from the loss, misplacement, or accidental dissemination of […]

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September 28, 2014

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The Sprint to the Finish Line: What Remains for this Year

As 2014 winds down, many employers are scrambling to make sure they meet 4th quarter requirements before the New Year arrives. Here are a few major deadlines that still must be met: September: September 23rd: All self-funded group benefit plans must have updated Business Associate Agreements with existing Business Associates that reflect the changes HITECH and […]

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September 22, 2014

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OSHA Recordkeeping Updates

OSHA recently made modifications to their recordkeeping standard that will impact all employers.  Currently, employers are required to report a workplace fatality or the hospitalization of 3 or more employees after a workplace incident. Beginning January 1, 2015 it will also be required to notify OSHA when an individual (no longer requires 3 or more) […]

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September 22, 2014

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Revisions to the Missouri One Call Law

Recently, the Missouri General Assembly passed significant reforms to the Underground Facility Safety and Damage Prevention Act, better known as the Missouri One Call law. These 66 changes have practical applications to the underground facility owners and excavators alike, in addition to the other revisions that help enhance damage prevention throughout Missouri. EXCAVATORS: Must submit […]

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September 12, 2014

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Medicare Notice Deadline Approaching

Its that time of year where as an employer offering prescription drug coverage to Medicare Part D Eligible employees, the Centers for Medicare and Medicaid Services (CMS) requires you to notify these members if the drug coverage is Creditable or Non Creditable by no later than October 15th of every year and annually notify CMS, online within 60 […]

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September 4, 2014

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New Rules on Religious Exemptions from Contraceptive Mandate

Health and Human Services (HHS) issued an interim finale rule for religious non-profits on a process for notification of HHSA of objection(s) to providing said coverage. HHS also issued a proposed rule, seeking comments on extending similar provisions to closely held for-profit organizations. Closely held for profit organizations In responses to the U.S. Supreme Court’s […]

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September 3, 2014

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The Flu Season is Almost Upon Us

School is in session, fall is around the corner and so is flu season. Influenza (flu) is a very contagious respiratory illness caused by influenza viruses. The viruses can cause mild to severe illness, serious complications, hospitalization and even death. The CDC recommends a yearly flu vaccine for everyone 6 months and older to protect […]

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September 2, 2014

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“Individual Mandate” Requirements & Exemptions

Under the Affordable Care Act individuals are required to have “minimum essential coverage” for each month starting January 2014 going forward. Failure to have the required coverage results in a fee known as the “individual share responsibility payment.” What is the penalty? For 2014 this fee is 1% of your yearly income or $95 per […]

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August 27, 2014

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What your broker doesn’t know CAN hurt you…

Regardless of your industry, the size of your company, or the sophistication of your systems, nearly everyone has heard of Cyber Liability. Unfortunately this is the result of a number of different high profile data breaches (for example: Schnucks, PF Changs, and Community Health Systems). The insurance industry has responded to this emerging exposure with a […]

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