February 19, 2015

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Cyber Liability Policies and the Anthem Breach

In light of the most recent high profile data breach with Anthem, it is probably a good time to revisit the Cyber Liability policy and what implications for coverage there may be. Let’s consider a hypothetical manufacturer, ABC Company, which carries Cyber Liability and uses Anthem for their health plan (it does not matter if […]

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February 17, 2015

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Missouri Earns an “F”

The American Lung Association issued its 2015 “State of Tobacco Control.®” This report grades the 50 states on their tobacco policies that help prevent death and disease caused by tobacco use. Missouri earned an “F” in all four categories: tobacco prevention, smoke-free air, tobacco taxes and access to cessation services. Missouri has the lowest cigarette […]

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February 16, 2015

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Anthem Cyber Attack Update – Employer Response to Anthem Breach

As Anthem continues its investigation into the cyber-attack on its systems, many employers are wondering how they and their employees are affected and what steps they should take to protect themselves. Although Anthem has not yet determined the extent of the breach and which individual’s information has been compromised, it has disclosed that all lines […]

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February 11, 2015

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Anthem releases updated Cyber Attack FAQ document

Anthem has received many questions regarding the Cyber Attack against Anthem.  Please find attached an updated FAQ document which provides answers to many of these questions. Anthem continues their efforts to address all of the questions submitted regarding the Cyber Attack and will provide updates as they become available. Anyone with questions is encouraged to […]

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February 11, 2015

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Exchange Cyber Leak Stopped

Healthcare.gov was involved in scandal earlier this year as reports arose saying the website was sending private information to third parties.  The information leaked was personal health information that mistakenly became part of the URL that third parties had access to.   Inside the URL was the age, smoking status, pregnancy status, parental status, zip code, […]

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February 10, 2015

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February is American Heart Month

The American Heart Association has led the fight against heart disease for more than 90 years. Heart disease is the number one killer of women and men in the United States. More women die from heart disease each year than men. In fact heart disease claims more women’s lives than all forms of cancer combined. […]

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February 10, 2015

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Coordination of Benefits

Having insurance is a requirement these days. But what if you and your spouse both have coverage? How does that work? There is something insurance companies use called Coordination of Benefits (COB). This is a method used to ensure that claims are not paid multiple times or claims are not paid in excess. COB determines […]

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February 8, 2015

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Email Scammers Targeting Anthem Members

Anthem members who may have been impacted by the recent cyber attack should be aware of scam email campaigns targeting current and former members. These scams, designed to capture personal information (known as “phishing”) are designed to appear as if they are from a health plan and the emails include a “click here” link for credit […]

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February 5, 2015

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Anthem Reports a Major Data Breach

Anthem Inc., the nation’s second largest health insurer, disclosed Wednesday that hackers gained access to their servers and stole Social Security numbers and other personal data of former and present members. Anthem will individually notify current and former members whose information has been accessed. Anthem will provide credit monitoring and identity protection services to those […]

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February 4, 2015

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Illinois’s New Pregnancy Accommodation Act

Effective 1/1, Illinois created the Pregnancy Accommodation Act to help pregnant women in the workplace.  The Illinois Pregnancy Accommodation Act (IPAA) is different than the federal Pregnancy Discrimination Act and Americans with Disabilities Act because the IPAA requires employers to make reasonable workplace accommodations for employees “for any medical or common condition…related to pregnancy or […]

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